Getting Started

  • Get approved: It's really smart to be pre-approved with your mortgage so you know how much you can spend and you can be competitive with the bidding. And share that number with your realtor so they only show houses that are a fit for your budget.
  • Demo right: Know the rules about additions in your city, which might change the way a small house looks if it sits on a big lot.
  • What do you really need? Make a list of things you don't need and share it with your realtor. For example, sharing that you can live without an ensuite bathroom or a fully updated kitchen might help in a competitive market — and help you avoid a bidding war.
  • Budget right: Just because you're approved for a certain amount doesn't mean that number actually fits your budget. Before even thinking about seriously putting an offer on any home, take a look at your monthly financials to determine how much of a mortgage you can really take on.
  • Post-purchase money: Build a budget for...
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The federal government is expected to tighten mortgage rules in an effort to cool the red-hot housing markets in Toronto and Vancouver, CTV News has learned.

The new regulations will increase the minimum down payment required to buy a home for more than $500,000, with portions beyond that amount requiring a 10 per cent down payment. The down payment on the first $500,000 will remain at five per cent.

For example, a home costing $700,000 would require a $45,000 down payment – a five per cent down payment on the first $500,000, added to a 10 per cent down payment on the remaining $200,000.

The regulations are expected to take effect in February 2016.

The regulations are expected to take effect in early 2016.

Buyers shopping for homes below the $500,000 mark will be unaffected by the new rules.

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Dear Friends & Families,
As a real estate specialist in your area, and fellow neighbour, I'd like to introduce myself. My name is Rajesh Thapar.
If you've been thinking about moving up, downsizing, or changing locations, I'd like to help you with your real estate needs. Let me assist you with finding the best financing and giving you some ideas to help sell your present home.
If you'd like to discuss how I can best help, please call me at 604-762-7407
I am always one phone call away ......
If you know of anyone that could benefit from my real estate services please do not hesitate to provide my contact information. I am never too busy for your referrals!

Please do ask me for my referral program!


12th Largest City Surrey!

 

Surrey is the 12th largest city in all of Canada. In this expansive city, there are many facilities and amenities that make it the thriving city it is. Surrey prides itself in having diverse landscapes, abundant parks, rich cultural opportunities, and superb recreational activities and events, such as the famous Cloverdale Rodeo. With its 6000 acres of parkland, escaping to the great outdoors is an easy feat. Among the parkland that Surrey is home to, there are several championship golf courses awaiting to be used. However, this city offers more than just nature; it also supplies its residents and visitors with a large city feel, featuring two large shopping centers: Guilford Town Centre and Central City. If you are looking for city life or a more relaxed, natural lifestyle, Surrey is the place

SURREY IS A BEST PLACE FOR INVESTMENT IT'S STILL IN YOUR REACH....DON'T WAIT ACT NOW

 

I am only one phone call away 604-762-7407

The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.